The importance of travel insurance
Insurance for travel is very important and provides piece of mind whilst traveling. Great deals can be had from many leading New Zealand insurance companies. Many insurance companies offer holiday travel insurance for many situations such as emergency assistance, lost baggage or natural disasters – remember the ash cloud over Europe in 2010.
Insurance cover policies
Insurance quotes can be obtained for policies covering costs of repatriation, medical expenses, cancellation of flights, personal accidents and personal liability. With medical bills increasing on an annual basis, the necessity for good travel cover is paramount especially in foreign countries where first-rate medical assistance is not always available.
Adventurous holidays including ski holidays and backpacker require a special type of travel insurance that compliments the activities being undertaken - the higher, the risk the greater the need to arrange the very best insurance cover. Most reputable insurance policies offer piece of mind and can usually provide up to $20 million cover depending on your requirements and travel arrangements.
Budget travel insurance
Often travel insurance is not thought about until it is too late. Nowadays competitive travel insurance to suit all budgets and is readily available from online travel operators and leading insurance companies. Value for money is not always the best policy when it comes to buying travel insurance.
Do your homework
Research, compare prices and more importantly check the cover being offered – as they say the devil is in the detail. Be sure to investigate the policy being sold and a little homework before travelling will save time and money in the long run. Do thorough checks and ask questions about claim processes, how long will they take? What happens in a worst-case scenario?
Business trip cover
Just because you are going on a business trip and not on a holiday does not mean you should ignore travel insurance. Travel insurance for short international business trips is affordable and should be considered mandatory.